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Earn a Free Trip With Your Daily Spending!Use your credit card to earn free points and rewards that you can use for a trip to Disney World, free airline miles, free hotel stays and even rental cars!

There are several credit cards out there that offer cash or travel rewards. If you like to travel you should be taking advantage of these programs! Many credit card companies offer no annual fee. (But what out for the APR rate if you don't pay your balance in full each month). Personally, I pay $29 annual fee through my Visa Card, but I definitely get the value out of my rewards program. This past year we took the family to Disney World. We had earned to free play tickets on Northwest Airlines and paid only $42 for a rental car for 9 days! I saved about $900 on this trip!!

I like to charge everything to my credit card from gasoline to the grocery store. Think about it...if you spend an average of $100 at the grocery store every week then that alone add up to $5,200 a year. That credit card purchase alone would entitle you to perhaps a $50 rental car reward or be 20% of the points needed for one free airline ticket! The credit card company should award you 1 point for each dollar you spend. 10,000-12,000 points would earn you one free hotel night!

Do your research and compare the reward programs offered by several companies before you make a decision on which one to apply for.

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